00620naa#a2200169#i#450# EN\FGKOU VO SPBU MVD ROSSII\bibl\75622 20250103063614.5 2227-7226 20240405b2024####ek#y0engy0150####ca RU The right of citizens to self-lock out consumer loans or loans: problems and prospects for implementation Journal article St. Petersburg SAINT-PETERSBURG UNIVERSITY OF THE MINISTRY OF INTERNAL AFFAIRS OF THE RUSSIAN FEDERATION 2024 0 с. Journal article local Alekseeva Anna Pavlovna vestnikkf.ru